National Insurance cut
From 6 April 2024 the government cut the main rate of Employee National Insurance (Class 1 NICs) from 10% to 8%. Find out how the changes will affect you.
How to save energy and lower your bills
Find out about actions you can take every day to reduce the energy you use and lower your energy bills. You can also make improvements to your home to save energy.
Scroll down to see the full range of government support available
Support with mortgage payments
You may be able to get help from your mortgage lender. If you’re worried about repayments, you can now contact your lender for help and guidance.
Check what benefits and financial support you can get on GOV.UK
Answer a few questions to find out what support you might be able to get to help with living costs.
Find available support if you’re disabled or have a health condition on GOV.UK
Find out what support is available if you’re disabled or have a health condition. This includes benefits, financial support and support to find and stay in work.
Support with your household costs
Find advice and financial help you can get with your household costs, for example, utility bills, rent and support if you’re on a low income.
Help with childcare costs
Find advice and financial support you can get with your childcare costs, for example, free childcare hours, Tax-Free Childcare, free school meals.
Support with your income
Find advice and financial support you can get with your income, for example, low-income benefits, Pension Credit and savings.
Help with travel costs
Find financial support you can get with the cost of travel, for example, railcards, bus passes and discounts if you’re on Universal Credit.
Mental health support
Visit Every Mind Matters for expert advice and practical tips
Support in Scotland, Wales and Northern Ireland
If you live in Scotland, Wales or Northern Ireland there may be different or additional help available.