From 6 April 2024 the government cut the main rate of Employee National Insurance (Class 1 NICs) from 10% to 8%. Find out how the changes will affect you.

Find out about actions you can take every day to reduce the energy you use and lower your energy bills. You can also make improvements to your home to save energy.

Answer a few questions to find out what support you might be able to get to help with living costs.

Find out what support is available if you’re disabled or have a health condition. This includes benefits, financial support and support to find and stay in work.

Find advice and financial help you can get with your household costs, for example, utility bills, rent and support if you’re on a low income.

Find advice and financial support you can get with your childcare costs, for example, free childcare hours, Tax-Free Childcare, free school meals.

Find advice and financial support you can get with your income, for example, low-income benefits, Pension Credit and savings.

Find financial support you can get with the cost of travel, for example, railcards, bus passes and discounts if you’re on Universal Credit.